Insist on looking at one more, which is your teen's car. As she looks at the items and starts to realize what great scheme you are planning, you could appear in her doorway jangling the keys in your hand for her. Yes, you have to insure your teen driver Virtually every insurer will require that all licensed family members in a household be included on your policy, whether they drive your cars or not. If you are divorced and have only part-time custody of your child, you'll have to consult your insurance company. By clicking continue below and using our sites or applications, you agree that we and our third party advertisers can:. New drivers are among the most dangerous on the road, racking up tickets and accidents at rates several times the rate of the average driver. With the Teensurance program offered by Safeco, auto insurance discounts of up to 15 percent are offered if the Safety Beacon GPS-based system is used.
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Ideas for Surprising a Teen With a New Car
When she says she does not have a car, he could shrug and say her name came up when he scanned the license plate. If your household has several cars, it can help to have your new driver assigned to a specific one -- the one that's cheapest to insure. I've served in the military. Wow, I had no idea that we could get a cheaper rate on our car insurance if my daughter maintains good grades. Tell your teen you need her to get something out of your car and give her the keys to her own car. Put the keys in the mailbox in an envelope addressed to your teen and have his new car parked in front of the mailbox. Be a little more creative and come up with ways that will make the moment memorable for your teen.
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A parent's guide to insurance for teen drivers
At Nationwide, that discount reaches 25 percent, says spokesperson Elizabeth Stelzer. If your teen is old enough to head off to college, lives more than miles from home and doesn't have a car, you're also likely to get a break on your auto insurance, Walbert says. She does not realize that these are not your keys. She will wonder why you need all this new stuff. Randolph Playwriting Award in
Description:You could then say, "I can't believe you didn't guess I was getting you a car! I'll be sure to check for a "good student" discount, or anything like that! You should let the insurer know when the child gets his learners permit, but typically the teen isn't listed or your policy charged until he or she is licensed. She also writes screenplays and won the S. Answers and comments provided are for information purposes.